Protect Your Monthly Income If You Can't Work
from £5/month • Protect your loved ones • Tax-free payouts
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Income Protection FAQs
Income protection is a type of insurance that pays out a regular income if you're unable to work due to illness or injury. It helps cover your monthly expenses when you can't earn your usual salary.
Costs vary based on your job, health, income, and policy terms—but you can get covered from as little as £5/month.
It typically starts after your chosen deferred period (e.g., 4, 8, or 13 weeks) and continues until you recover or the policy ends.
Short-term policies pay out for up to 12 months per claim, while long-term policies can pay out until retirement age.
Yes, income protection is especially valuable for self-employed people who don't have employer sick pay to fall back on.